When planning interiors for your new flat in Pune or Mumbai, one of the most confusing questions is:
👉 How much will it really cost?
The answer isn’t always simple — because cost depends on design scope, materials used, and vendor type (brand vs local vs hybrid). But with proper planning and expert consultancy, you can estimate your interior budget accurately before vendors mislead you with lump-sum quotations.
This guide will help you calculate your home interiors step by step.
📊 Interior Cost Range (2025 Estimate) for Pune & Mumbai
| Property Type | Budget Interiors (₹/sqft) | Mid-Range Interiors (₹/sqft) | Premium Interiors (₹/sqft) |
|---|---|---|---|
| 2BHK | ₹900 – ₹1,200 | ₹1,300 – ₹1,700 | ₹2,000+ |
| 3BHK | ₹850 – ₹1,100 | ₹1,200 – ₹1,600 | ₹1,800+ |
| Penthouse | ₹1,100 – ₹1,400 | ₹1,500 – ₹1,900 | ₹2,200+ |
| Bungalow | ₹1,200 – ₹1,500 | ₹1,600 – ₹2,000 | ₹2,500+ |
Note: These prices include modular furniture, kitchen, wardrobes, basic false ceiling, painting, and electrical fittings. Civil work, appliances and premium lighting will be extra.
🧮 Rough Cost Calculator by BHK
✅ For Penthouse (~1600–2000 sqft)
- Basic: ₹18–22L
- Mid: ₹24–30L
- Premium: ₹35L+
✅ For Bungalow (~2000–3000 sqft)
- Basic: ₹20–26L
- Mid: ₹28–38L
- Premium: ₹40–60L+
✅ For 2BHK (~750–900 sqft)
- Basic: ₹7.5–9L
- Mid: ₹10–13L
- Premium: ₹14–18L
✅ For 3BHK (~1000–1300 sqft)
- Basic: ₹9–11L
- Mid: ₹13–16L
- Premium: ₹18–25L
🎯 Key Cost Drivers to Watch
❗ Hidden Budget Impact Practices Most Homeowners Miss
- Finalizing a vendor before finalizing design or BOQ
Vendors often lowball initial quotes and later add “extras” as scope expands. Lock design, layout, and finishes first. - Not understanding GST exclusions or material specs
Many quotes exclude GST or mention ‘equivalent’ brands — leading to ambiguity and surprises later. - Overdependence on vendors for material suggestions
Vendors push what’s easy to source or gives them margin, not what suits your usage or budget. - False urgency or discounts on bulk booking
Branded players often offer “last day discount” traps — don’t fall for it without third-party check. - Skipping site audits or assuming drawings = delivery
On-site execution rarely matches paper. Without checks, alignment, wiring, and finish go unchecked.
✅ Tip: A neutral consultant flags these budget threats before they damage your pocket.
1. Material Choice (Ply vs MDF vs Particle Board)
- Plywood interiors cost 20–25% more than MDF or particle board
- Marine ply adds further 10–15%
2. Modular vs On-Site Carpentry
- Modular is cleaner, faster — but slightly more expensive (10–15%)
- On-site gives more custom control, but higher labour margin
3. Finish Type (Laminate vs PU vs Acrylic)
- Laminate is economical and durable
- PU/Acrylic adds 25–40% over laminate
4. False Ceiling + Lighting
- Basic false ceiling with POP: ₹80–120/sqft
- Cove & designer ceiling: ₹140–180/sqft
- Lighting adds ₹30–50K minimum for 2BHK
5. Branded vs Local Vendors
- Branded turnkey players (Livspace, Homelane) have 10–20% brand markup
- Local vendors vary highly — and need close supervision
📌 Pro Tips to Avoid Overspending
- Always compare item-wise quotations, not lump-sum
- Finalise designs and material specs before paying advance
- Avoid 3D renders without matching material chart
- Appoint a consultant to review quotes, validate vendors, and do QC
💡 Want a Custom Interior Budget Plan for Your Home?
Wise Square offers interior budget planning & quote review for homeowners in Pune & Mumbai.
- Get a realistic project estimate
- Know where to save and where to invest
- Avoid overspending on brands, vendors or false promises
📞 Book your free 15-min interior consult today
Click here to get started →