How to Do Interiors Under ₹5L, ₹10L, and ₹15L — Smart Planning for Every Budget

When planning home interiors, many homeowners ask:

👉 Is it possible to do good interiors in ₹5L, ₹10L, or ₹15L?

Yes — but only with the right priorities, smart decisions, and strict vendor management. Interior vendors often mislead with fancy 3D designs or hidden costs that push you far beyond budget.

This guide breaks down how to plan realistic interiors under ₹5L, ₹10L and ₹15L, covering flat sizes, room-wise cost allocation, material selection, and execution tips.


🏡 What Interiors Mean in Budget Brackets
BudgetSuitable ForWhat’s Covered
₹5LCompact 1RK/1BHK (500–600 sqft)Kitchen, 1 wardrobe, TV unit, basic paint, lighting
₹10LMid-size 2BHK (750–850 sqft)Kitchen, 2 wardrobes, beds, basic false ceiling, electricals
₹15LLarge 2BHK or 3BHK (900–1200 sqft)Full home with modular furniture, cove lighting, soft furnishings

📌 Note: Civil work, premium false ceilings, and appliances are not included unless prioritized.


💰 How to Plan Interiors Under ₹5L

👇 Focus Areas

  • Modular kitchen (L-shape or parallel)
  • 1 master bedroom wardrobe
  • TV unit or shoe rack
  • Basic electrical and ceiling lights
  • Basic painting (1 coat)

Material Tips

  • Use MDF/HDHMR for wardrobes & TV units
  • Basic laminate finishes (avoid PU/acrylic)
  • Ready-made handles & factory-fitted shutters

💡 Smart Tips

  • Avoid false ceiling unless critical for wiring
  • Skip 3D renders, use 2D layout with material board
  • Go with local modular vendors, not brand showrooms

💰 How to Plan Interiors Under ₹10L

👇 Focus Areas

  • Full modular kitchen (with tall unit)
  • 2 wardrobes (master + guest/kids)
  • Beds with hydraulic storage
  • Basic false ceiling with cove
  • Sofa + TV unit + entry storage
  • Painting, electricals, curtain rods

Material Tips

  • Use ply + laminate for kitchen
  • HDHMR + laminate for wardrobes/bed
  • Modular kitchen carcass from factory; shutter from vendors

💡 Smart Tips

  • Mix branded accessories only where needed (soft close, tandem drawers)
  • Compare at least 2 quotations (with GST, hardware brands, thickness)
  • Avoid marble or wooden flooring changes — focus on built furniture

💰 How to Plan Interiors Under ₹15L

👇 Focus Areas

  • Full house design: kitchen, 3 bedrooms, living, dining
  • Beds, wardrobes, TV unit, study/mandir unit
  • False ceiling with lighting in 3–4 areas
  • Modular + on-site hybrid (based on space)
  • Painting + curtain + some soft furnishings

Material Tips

  • Marine ply in kitchen and wet areas
  • Laminate outside + edge banded
  • Mix of laminate + PU in visible furniture
  • Branded hardware: Hettich, Hafele, Ebco

💡 Smart Tips

  • Lock your scope before paying advance
  • Check BOQ vs 3D before execution
  • Don’t get lured by discounts on extra items
  • Appoint an interior consultant if confused with specs or vendor offers

📉 Where Most People Overspend (And How to Avoid It)
  1. Overdesigning in Low Budget — Floating beds, glossy wardrobes, open ceilings = budget blast
  2. Unverified Vendors — Cheap quotes with vague specs = poor quality and mid-project add-ons
  3. Relying on 3D Looks Only — What’s shown isn’t what gets built
  4. Skipping Scope Lock — Adding units mid-project derails entire cost planning
  5. Choosing brands blindly — Branded interiors add 15–20% markup with no clarity

Use a consultant to verify materials, lock vendors, and guide through budgeting.


📌 Sample Cost Breakdown (₹10L Interior for 2BHK)
CategoryEstimated Cost
Modular kitchen₹2.2L
2 Wardrobes₹2.5L
Bed + side tables₹1.5L
False ceiling + lights₹1.2L
Painting + curtains₹0.7L
TV + entry unit₹1.0L
Misc (electricals, rods, labour)₹1.0L

🧭 Final Advice: Budget ≠ Compromise, If Planned Right

If you clearly plan the scope, select the right materials, and supervise execution — interiors under ₹5L, ₹10L or ₹15L are very much possible.

Don’t get trapped by vendor discounts or superficial 3D presentations. Make sure you:

  • Lock design, dimensions, and scope before quote
  • Avoid false urgency tricks (limited time offer, etc.)
  • Compare brands and finishes across vendors

Want help with this?

📞 Book your free 15-min consultation with Wise Square to plan your interiors confidently.

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